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In Vitro Fertilization, IVF Pricing - 100% Refund Guarantee Plan

100% money back guarantee IVF cost option. Your money back if it doesn't work.

100% Refund IVF Pricing Plan
Advanced Fertility Center of Chicago

Includes up to 3 fresh IVF cycles - see details below
Female Age 100% Refund Plan Cost
Under 35 $24,500
35-36 $26,500
37-38 $32,000

100% of the fee is refunded if you do not have a live birth

80% refund IVF pricing plans starting at $16,000

Single cycle IVF for $9,500

No Baby Means a Full Refund

There are few treatments in medicine that have such a clearly identifiable measure of outcome as in vitro fertilization. This allows the possibility of outcome-based fee schedules. We offer a pricing option with a 100% refund of the fee for the IVF cycle (medications not included) if you do not deliver a baby.

High Success Rates and Reasonable Fees

Only a program with high IVF success rates can offer such a guarantee. We are not the only program with high pregnancy rates. However, some other programs with high IVF pregnancy rates also have high fees. We offer an unusual combination of high pregnancy rates and reasonable fees. This makes our IVF program one of the most cost-effective in the country.

In fact, we are one of the few clinics in the country willing to "put its money where its mouth is" by offering a 100% refund of the IVF cycle fees if treatment does not result in a live birth (for qualifying couples).

Compare our Success Rates and Pricing - See the Difference

In 2009, clinic-specific IVF program success rates for cycles done in 2007 were released and made public on SART's website. This information allows consumers of infertility services to compare (and validate) pregnancy success rates at IVF clinics.

All couples considering in vitro fertilization should compare live birth success rates and costs before choosing an IVF clinic. Some programs charging $15,000 or more per cycle (with no guarantee) report success rates of less than 20% per cycle for women under 40.

We'll help you do the research. See our IVF success rates and links to the CDC and SART reports that show success rates for all reputable clinics.


How it Works: In Vitro Fertilization with Full Refund Guarantee

The program includes as many as 3 ovarian stimulation cycles leading to an egg retrieval and any associated frozen embryo transfer cycles.

Each ovarian stimulation and fresh embryo transfer cycle can possibly result in leftover embryos for freezing for later use. There could be one (or sometimes more) frozen embryo transfer cycles following each fresh cycle.

The couple gets a 100% refund if they do not become pregnant and deliver a baby.

Included services:

Excluded services:

  • Pre-IVF screening tests
  • Medications
  • Pregnancy testing and pregnancy monitoring
  • Consultations with the physician
  • Embryo storage beyond the first 12 months
  • Frozen embryo storage after you deliver a baby. We charge a monthly storage fee beginning when you deliver the baby.
  • Frozen embryo transfer cycles done with remaining embryos after the birth of a baby.

Medication costs:

Medication costs can be as low as $1500 for an IVF treatment, but average about $3000 and can be higher than this (sometimes as high as $4500).

The cost of IVF stimulation medications depends mostly on the drug doses and the duration of stimulation needed to get a good response from the ovaries. Insurance sometimes covers in vitro fertilization medications.


Restrictions for the guarantee:

The guarantee is applicable to cash-in-advance payment situations only. This option can not be used if your health insurance covers IVF.

Program Eligibility (using own eggs) *

To qualify for our 100% guarantee pricing option, a couple needs to meet all the requirements of our regular fee for service IVF program. In addition, if the female partner is using her own eggs, she must be 38 years of age or younger at the time of enrollment and have sufficient ovarian reserve (see below). For women at the higher end of the allowed age range - all IVF cycles using fresh embryos must be completed before she is 3 months past her 39th birthday.

Tests needed to qualify:

  1. Normal ovarian reserve testing: Tests are done on day 2, 3 or 4 of the menstrual cycle:
    • FSH, LH, estradiol and AMH blood tests (each test is $65) must be normal
    • Ultrasound (cost is $190) must show at least 14 antral follicles on an ovary (or ovaries) accessible for egg retrieval
  2. Evaluation of the uterus: These tests are usually done at a visit to our office on about day 14 of the menstrual cycle:
    • Ultrasound evaluation of the uterus - the uterine lining (endometrium) must be at least 8.0 mm thick (cost is $190).
    • Office hysteroscopy to evaluate the uterine cavity (cost is $425)

Other qualifying issues:

  • The female partner must be a non-smoker in order to be eligible for the guarantee. We will accept a smoker if she quits entirely by 30 days prior to starting ovarian stimulation. This is documented with urine and/or blood tests.
  • Women that are significantly overweight (Body Mass Index over 30.0) are not eligible
  • Women that have ever had an abnormal day 3 FSH test are not eligible
  • Women with a hydrosalpinx are not eligible. However, they can have the hydrosalpinx surgically removed and then could qualify.
  • Couples that have failed 3 (or more) previous IVF attempts with fresh embryos (including cancelled stimulation attempts) are not eligible.
  • If IVF has been attempted previously, copies of all ovarian stimulation and all embryology records must be submitted to us for review.
  • Couples with 2 or more previous miscarriages are not eligible.
  • The male partner must have a minimum of 100,000 motile sperm in his ejaculate
  • The couple must be willing to have ICSI, transfer 2 embryos, and freeze any leftover potentially viable embryos (frozen embryos are used before another fresh attempt).

* We reserve the right to approve or deny entry into our guarantee programs on a case by case basis


Cycle cancellation during stimulation

The response of your ovaries to the stimulation must be sufficient enough to result in a minimum of 3 mature follicles (15-20 mm diameter on HCG day) or we "cancel" the cycle and do not do the egg retrieval. If there are at least 2 follicles of 15-20 mm and at least 2 more between 13-15 mm, we would consider proceeding. Very rarely, a cycle could also be cancelled for over-response of the ovaries.

More about our IVF cycle cancellation policies

If the cycle is cancelled during stimulation and before the egg retrieval, the rebate is for all but $500 (cycle management fee) plus $65/blood assay and $190/ultrasound.

Program Termination:

Almost all patients who do not get pregnant from the first IVF attempt will be recommended to try again. The main reasons not to do so would include inadequate ovarian response, or very poor egg or embryo quality.

We reserve the right to terminate the patient's participation after each completed cycle (this is very rare). Likewise, the couple has the right to terminate its participation after each completed cycle (after all fresh and frozen embryos are transferred).

  • If our center terminates the couple's 100% refund plan early (before the completion of all 3 fresh IVF attempts), the full 100% refund will be returned to the couple.
  • Likewise, the couple is free to quit the program before they complete all of their allotted fresh cycles. The full refund is given to the couple if they are not pregnant and all frozen embryos have been transferred.

Other pricing options:

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