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The Cost of IVF at the Advanced Fertility Center of Chicago
Low cost IVF program

In Vitro Fertilization and Infertility Specialists
Gurnee & Crystal Lake, Illinois

Our IVF Success Rates

We offer several different affordable IVF -  in vitro fertilization cost plans
Including 2 IVF cost plans with money back if it doesn't work

Included services in IVF cost:

• Ovarian stimulation monitoring
• Anesthesia for egg retrieval
• Egg retrieval procedure
• Fertilization and culture of the eggs
• Embryo transfer procedure
• All physician, IVF lab, and facility fees associated with in vitro fertilization

Excluded services - not included in our IVF costs:

• Prescreening tests
• Medications - unless the couple chooses the optional package that includes all meds for $2700 per fresh in vitro fertilization cycle
• ICSI (might not be needed, cost of ICSI is listed above)
• Embryo or sperm cryopreservation (freezing)
  • Sperm freezing and freezing of any extra embryos after the transfer are optional
• Storage of frozen sperm or embryos
• Pregnancy testing and pregnancy monitoring
• Consultations with the physician

Costs for additional procedures:

• Blastocyst culture and transfer (day 5 transfer) - no additional cost
• Sperm freezing - $100
• Embryo freezing - $700 (includes 1 year of storage)
• Embryo storage - $600/year

Recommended testing to be done for all couples prior to starting in vitro fertilization with us:

• Ovarian reserve testing:
  • FSH, LH and estradiol blood tests on day 2, 3 or 4 of the menstrual cycle (cost is $195)
  • Ultrasound (cost is $175) to evaluate the antral follicle counts and ovarian volumes
• Evaluation of the uterus - initial ultrasound is done at the same time as the antral follicle count (see above)

• Semen analysis, if one has not been done recently (cost is $100 at our center)

• Infectious disease screening blood work for both partners - costs are usually covered by insurance

Further testing prior to IVF (not required, except for couples wanting our money back guarantee cost plan):

• Office hysteroscopy to thoroughly evaluate the cavity of the uterus (cost is $425)

Medication Cost

Medication costs can be as low as $1500 for a cycle, but average about $3000 and can be higher than this (rarely as high as $4000). The cost of the IVF stimulation medications depends on the particular drug chosen as well as the dose and duration of stimulation needed to get an optimal response from your ovaries. Insurance sometimes will cover the cost of in vitro fertilization medications.

Cycle cancellation during stimulation

For a cancelled IVF cycle (a cycle cancelled during stimulation and before the egg retrieval), our policy is to rebate all of the in vitro fertilization cycle cost except for $500 (cycle management fee) plus $65/blood assay and $175/ultrasound (cash discounted fees).

For couples that take the option of all medications included for a fixed price of $2700, when a cycle is cancelled before egg retrieval we deduct from the $2700 paid to us at fixed prices (according to the amount of each medication used) and refund any remainder to the couple.

Frozen embryo transfer cycle cost

If leftover embryos are frozen, our cost for thawing, culturing and transferring the frozen embryos (one frozen transfer cycle) is $2900.

How much does IVF cost? It should be a straightforward question. However, at some in vitro fertilization centers the answer can be confusing. Some clinics charge separately for the various portions of an IVF cycle. For example, there can be IVF related costs from the hospital, from the lab that runs the blood tests, from radiology where ultrasound might be done, from anesthesia doctors, and from the IVF specialist doctor. Be sure that you understand the total cost of the in vitro fertilization cycle before committing to the treatment at any clinic. The  average cost for a complete IVF cycle in the US is about $12,000 plus medications. In large metropolitan areas it tends to be higher. There are some low cost IVF programs that charge significantly less than average. Some in vitro fertilization centers charge $20,000 to $25,000 for a complete in vitro cycle without meds. It is important not to equate cost with quality when it comes to IVF. Some in vitro clinics cost a lot but have low success rates.

Be sure that you understand the IVF pregnancy rates at any center you are considering. Further down on this page are links to the CDC web site (US government) that reports success rates annually for all reputable US in vitro fertilization clinics.

This graph shows our IVF live birth success rates for 2003-2006 compared to the national average

Full fees vs. cash discounted fees

All in vitro fertilization costs listed on this page reflect cash discounts at the Advanced Fertility Center of Chicago and must be paid in advance unless we have a written statement from your insurance company stating that they will pay for the IVF procedures.

"Cash discounted" IVF costs are for couples without insurance coverage, or those that wish to pay in advance and submit their own billing to the insurance company. Insurance companies generally will not accept a "package price" for IVF (there is no CPT code for it). Therefore, insurance is billed by individual procedures and the total amount billed will vary depending on exactly what is done during the treatment cycle.

The total billed to insurance (no cash discount) for all of the the IVF-related codes (without ICSI) is about $7500 at our center. The total that we bill to insurance for the ovarian stimulation monitoring during a typical in vitro fertilization cycle is about $2000.

Other pricing options

We offer a IVF cost option with a 100% refund of the medical costs if a live birth does not result. Up to 4 fresh IVF attempts and associated frozen embryo transfer cycles are included. There are restrictions - all couples are not eligible.

We also offer 2 plans with shared risk between the clinic and the couple. One IVF cost option with risk-sharing does not include the medications, and our other Shared Risk IVF Plan includes all medications. Up to 3 or 4 fresh in vitro fertilization attempts and associated frozen embryo transfer cycles are included in these plans, and a refundable amount is given back to the couple if there is not a live birth. There are some restrictions - all couples are not eligible.

Egg donation pricing

We offer 3 different cost plans for in vitro fertilization with donor eggs:

1. Egg donation costs per individual cycle - traditional pricing option
2. Risk sharing cost plan with donor eggs -covers up to 4 fresh cycles, with 80% refund if no live birth
3. 100% refund cost plan with donor eggs -covers up to 4 fresh cycles, with 100% refund if no live birth

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Coming to us from out of town for in vitro fertilization

Many couples travel here from other areas to have their in vitro fertilization services. If you do not live in the Chicago to Milwaukee metro areas, see coming from out of town for IVF procedures.